Commercial Auto Truck Insurance
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  • commercial truck insurance

    Downtime Doesn't Need to Mean Loss of Earnings
    Our Downtime Loss and Rental Reimbursement & Towing Coverage endorsement offers unique features that best meet the needs of customers who rely on their trucks to generate an income. It provides up to $100 per day, subject to a 7-day waiting period and a maximum of $3,000 per loss, for either:

    Downtime Loss, which indemnifies for a portion of the loss of earnings resulting from a customer's inability to operate due to a covered loss to a covered vehicle. For example, if a customer's truck is involved in an accident, Downtime Loss will pay for a portion of lost income that would have been generated by that truck if it was in service.
    Rental Reimbursement, which pays for a portion of the rental costs while customer's truck is being repaired if damaged by a covered cause of loss.

    Competitive Advantages: Choice & Flexibility

    At the time of claim, a customer can decide which approach is best for them. If they feel they can earn more with a rental, we'll cover $100 per day toward a suitable rental.
    If equipment is so specialized that renting an equivalent truck is not an option, Downtime Loss is the ideal solution, helping to replace a portion of their lost income.

    This endorsement also provides Towing Coverage for towing expenses resulting from covered accidents and disablements, subject to $500 per disablement and a policy maximum of $2,500.
     
    Competitive Advantage: Coverage for Disablements

    Unlike carriers that only provide coverage for towing resulting from a covered accident, we also cover towing due to disablement which includes: 

    mechanical, electrical or engine failure, or
    tire blow-out where repairs cannot be made roadside and a tow is required to remove the truck from the roadway to service it or make repairs
     
    Affordable Coverage Driven to Help Protect

    At a cost of only $180 per vehicle, this endorsement is ideal for:

     
  • GET A QUOTE: Call Toll Free (800) 707-4690