Commercial Umbrella Insurance      
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    Commercial Umbrella Insurance; Because Accidents Happen

    Umbrella liability insurance protects you when accidents happen and your existing liability insurance policies cannot cover all expenses. Standard business liability coverage will take care of you in most situations, but when serious situations arise, umbrella liability insurance will help ensure that your business is protected. While no one wants accidents to happen, they do - and people sue. Here are a few possibilities:
    Your company holiday party gets out of hand resulting in various injuries and damages
    Your building has a carbon monoxide leak that results in multiple injuries and/or deaths
    Your business fails to render the appropriate professional services

    Cover your business with umbrella liability insurance A business umbrella policy picks up where your business auto liability, general liability or other liability coverage stops. Umbrella insurance is an inexpensive way to provide extra coverage against bodily injury and/or property damage.

    For example, if your current policy covers you for $1 million and you are successfully sued for $1.5 million, your business umbrella coverage can pay the outstanding $500,000—which is a lot less painful than having it come out of your business profits.

    Umbrella liability insurance coverage tailored to your business needs How much commercial umbrella insurance coverage does your business need? A variety of factors goes into determining the answer, including the type of business you own and how much coverage you already have.

    The rising cost of lawsuits and judgments are important for today's business owner to consider. Catastrophic liability losses can happen to any business at any time. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event. Highlights of the Commercial Umbrella Policy include:

    Combination Umbrella and Excess Liability policy—Coverage A provides excess liability over Commercial Liability, Commercial Auto Liability and Employers Liability; Coverage B provides broadened coverage.
    Covers the cost of bonds to release attachments and bail bonds required because of accidents or traffic law violations.

    Covers "prejudgment interest" awarded against the "insured" on that part of the judgment we pay.
    Covers with respect to any claim we investigate or settle, or any "suit" against an insured we defend, all reasonable expenses incurred including actual loss of earnings up to $1,000 a day.

    Platinum Protection is a comprehensive insurance program providing a full line of coverage options for today’s affluent homeowner in all 50 states. With products ranging from personal umbrella to coastal wind, we have the markets to insure most hard to place risks. We specialize in: celebrities, coastal property investors, residential builder’s risk, and insured's with claim history. Our goal is to be your first and best choice for products and services we offer. Given the opportunity, we’ll earn your confidence.

     

  • GET A QUOTE: Call Toll Free (800) 707-4690
  •  

    We write insurance policies through the following insurance companies in Los Angeles, Beverly Hills, Santa Monica, West Hollywood, Hollywood, Malibu, Bel Air, West Los Angeles, Westwood.:

     

    ACE Insurance
    ACE PRIVATE RISK SERVICES Insurance
    AIG Insurance
    AMERICAN CONTRACTORS IND Insurance
    AMERICAN STRATEGIC Insurance
    AMTRUST Insurance
    AMWINS Insurance
    ANDERSON & MURISON Insurance
    APPALACHIAN UND Insurance
    APPLIED UNDERWRITERS Insurance
    ARROWHEAD Insurance
    ATLAS Insurance
    BBSI Insurance
    BERKSHIRE HATHAWAY HOMESTATE Insurance
    BROWN & RIDING Insurance
    BUILDERS & TRADESMAN Insurance
    BURNS & WILCOX Insurance
    CALIFORNIA MUTUAL Insurance
    CBIC Insurance
    CENTURY NATIONAL Insurance
    CHARITY FIRST Insurance
    CHARTIS Insurance
    CHUBB Insurance
    CNA Insurance
    CNA SERVICE CENTER Insurance
    CNA - WESTERN SURETY Insurance
    CNA PRO Insurance
    COMMERCE WEST Insurance
    COMPWEST Insurance
    CSE Insurance
    DEANS & HOMER Insurance
    DONGBU INS CO Insurance
    EMC Insurance
    EMPLOYERS COMPENSATION Insurance
    EXPLORER Insurance
    FIDELITY & DEPOSIT Insurance
    FIREMANS FUND Insurance
    FIRST AMERICAN SPECIALTY Insurance
    FIRST COMP Insurance
    FOREMOST SPECIALTY Insurance
    FOREMOST AUTO Insurance
    FOREMOST BUSINESS Insurance
    GEOVERA Insurance
    GREAT AMERICAN Insurance
    GUARD INS CO Insurance
    HAGERTY Insurance
    HANOVER Insurance
    HARTFORD COMMERCIAL Insurance

    HARTFORD Insurance
    HARTFORD PERSONAL LINES Insurance
    HCC SPECIALTY Insurance
    HCC SURETY Insurance
    ICAT MANAGERS Insurance
    ICW Insurance
    INFINITY Insurance
    INSCO DICO Insurance
    K & K INSURANCE
    KEMPER PREFERRED Insurance
    KEMPER SPECIALTY Insurance
    LIBERTY MUTUAL Insurance
    LIBERTY MUTUAL SURETY Insurance
    LIG - Leading Ins Co Insurance
    MARKEL Insurance
    MCGRAW Insurance
    MEERCURY Insurance
    METLIFE Insurance
    MEXIPASS Insurance
    MIDWEST Insurance
    MJ HALL Insurance
    NATIONAL GENERAL
    NATIONWIDE LIFE Insurance
    NATIONWIDE Insurance
    NON PROFITS INS ALLIANCE Insurance
    ONE BEACON Insurance
    OLD REPUBLIC Insurance
    OREGON MUTUAL Insurance
    PACIFIC COMPENSATION Insurance
    PACIFIC GATEWAY Insurance
    PHILADELPHIA Insurance
    PREFERRED EMPLOYERS Insurance
    PROGRESSIVE Insurance
    RCA INSURANCE Insurance
    REPUBLIC INDEMNITY Insurance
    RLI SURETY Insurance
    RYAN SPECIALTY GROUP Insurance
    SAFECO Insurance
    STAR SURETY Insurance
    SELECTIVE FLOOD Insurance
    STILLWATER Insurance
    SUREPRODUCTS Insurance
    SURETY CO OF THE PACIFIC Insurance
    SURTEC INS CO Insurance
    TRANSGUARD INS CO Insurance
    TRAVELERS Insurance
    TRAVELERS COMMERCIAL SERVICE CENTER Insurance
    UCA Insurance
    ULICO Insurance
    UNITED FIRE Insurance
    UNITRIN/FINANCIAL INDEMNITY Insurance
    US ASSURE Insurance
    US RISK Insurance
    VICTORIA INS Insurance
    WRIGHT FLOOD Insurance
    ZENITH Insurance

     

     

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