Why does a general or trade contractor need pollution liability coverage?

 

Bridge

A contractor removing lead paint from a bridge is sued for bodily injury (BI), property damage (PD) and pollution cleanup costs (PCCs) after failing to control airborne particles, resulting

in contamination at a nearby park.

 

Concrete/Masonry

Fly ash is used in cement for a building’s foundation. Residents bring claims against the concrete contractor alleging BI from mercury leaching into the building’s air ducts. Defense costs are incurred to establish no causal link.

Electrical

An electrical contractor is sued for PD and PCCs when faulty workmanship causes a process pipe malfunction at a chemical plant.

Excavation

A contractor at a manufacturing facility accidentally ruptures underground tank lines and incurs emergency response costs to clean up the spill. Regulators find additional contamination and pursue the contractor who incurs defense costs to prove lack of responsibility for the entire cleanup.

Fire supression

A contractor performs maintenance on an existing gas fire suppression system when a sudden discharge of toxic gas unexpectedly occurs, resulting in multiple claims for BI.

General contractor (GC)

The GC at a large building site hires a subcontractor to excavate and then dewater and decontaminate the water from the excavation pit. The subcontractor fails to completely

decontaminate the water prior to discharging it and inadvertently discharges contaminated water into a nearby tributary. The GC is held responsible for PCCs.

Highway, street and road

A contractor receives a cleanup mandate from the state when asphalt sealant fails to harden and runs off into road drainage and out to a nearby creek.

Mechanical/Plumbing

A contractor performs work at a new office building. After completion of the work, black mold in the surrounding walls appears due to minor drips from pipes that were not adequately tightened during the work.

 

 

Every day, contractors face pollution liability risks on the job site. Accidents can and do happen – in an instant there can be property damaged, lives impacted and professional reputations on the line.

 
An inadequately insured contractor can experience severe fi                                                hardship in the event a pollution liability claim is made,

or a suit is fi        Travelers’ specialized Environmental Practice helps contractors manage their pollution liability exposures

and protect their assets through underwriting excellence and extensive knowledge

of environmental risk.

Contractors Pollution Liability insurance provides coverage for bodily injury, property damage and pollution clean-up costs as a result of pollution conditions for which the contractor may be responsible. This can include a discharge of pollutants brought to the job site, a release of pre-existing pollutants at the site, or other pollution conditions due to the performance

of the contractor’s covered operations.

Specialized account executives provide pollution liability insurance products to help separate  the environmental risk from the business opportunity. As a surplus lines broker, you should be aware that coverage is exclusively available for Travelers Commercial General Liability clients and

is provided on a surplus lines* basis.

Contractors PolLution Liability Insurance

More Contractors Pollution Liability Insurance

 

We write insurance policies through the following insurance companies in Los Angeles, Beverly Hills, Santa Monica, West Hollywood, Hollywood, Malibu, Bel Air, West Los Angeles, Westwood.:

 

ACE Insurance
ACE PRIVATE RISK SERVICES Insurance
AIG Insurance
AMERICAN CONTRACTORS IND Insurance
AMERICAN STRATEGIC Insurance
AMTRUST Insurance
AMWINS Insurance
ANDERSON & MURISON Insurance
APPALACHIAN UND Insurance
APPLIED UNDERWRITERS Insurance
ARROWHEAD Insurance
ATLAS Insurance
BBSI Insurance
BERKSHIRE HATHAWAY HOMESTATE Insurance
BROWN & RIDING Insurance
BUILDERS & TRADESMAN Insurance
BURNS & WILCOX Insurance
CALIFORNIA MUTUAL Insurance
CBIC Insurance
CENTURY NATIONAL Insurance
CHARITY FIRST Insurance
CHARTIS Insurance
CHUBB Insurance
CNA Insurance
CNA SERVICE CENTER Insurance
CNA - WESTERN SURETY Insurance
CNA PRO Insurance
COMMERCE WEST Insurance
COMPWEST Insurance
CSE Insurance
DEANS & HOMER Insurance
DONGBU INS CO Insurance
EMC Insurance
EMPLOYERS COMPENSATION Insurance
EXPLORER Insurance
FIDELITY & DEPOSIT Insurance
FIREMANS FUND Insurance
FIRST AMERICAN SPECIALTY Insurance
FIRST COMP Insurance
FOREMOST SPECIALTY Insurance
FOREMOST AUTO Insurance
FOREMOST BUSINESS Insurance
GEOVERA Insurance
GREAT AMERICAN Insurance
GUARD INS CO Insurance
HAGERTY Insurance
HANOVER Insurance
HARTFORD COMMERCIAL Insurance

HARTFORD Insurance
HARTFORD PERSONAL LINES Insurance
HCC SPECIALTY Insurance
HCC SURETY Insurance
ICAT MANAGERS Insurance
ICW Insurance
INFINITY Insurance
INSCO DICO Insurance
K & K INSURANCE
KEMPER PREFERRED Insurance
KEMPER SPECIALTY Insurance
LIBERTY MUTUAL Insurance
LIBERTY MUTUAL SURETY Insurance
LIG - Leading Ins Co Insurance
MARKEL Insurance
MCGRAW Insurance
MEERCURY Insurance
METLIFE Insurance
MEXIPASS Insurance
MIDWEST Insurance
MJ HALL Insurance
NATIONAL GENERAL
NATIONWIDE LIFE Insurance
NATIONWIDE Insurance
NON PROFITS INS ALLIANCE Insurance
ONE BEACON Insurance
OLD REPUBLIC Insurance
OREGON MUTUAL Insurance
PACIFIC COMPENSATION Insurance
PACIFIC GATEWAY Insurance
PHILADELPHIA Insurance
PREFERRED EMPLOYERS Insurance
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RCA INSURANCE Insurance
REPUBLIC INDEMNITY Insurance
RLI SURETY Insurance
RYAN SPECIALTY GROUP Insurance
SAFECO Insurance
STAR SURETY Insurance
SELECTIVE FLOOD Insurance
STILLWATER Insurance
SUREPRODUCTS Insurance
SURETY CO OF THE PACIFIC Insurance
SURTEC INS CO Insurance
TRANSGUARD INS CO Insurance
TRAVELERS Insurance
TRAVELERS COMMERCIAL SERVICE CENTER Insurance
UCA Insurance
ULICO Insurance
UNITED FIRE Insurance
UNITRIN/FINANCIAL INDEMNITY Insurance
US ASSURE Insurance
US RISK Insurance
VICTORIA INS Insurance
WRIGHT FLOOD Insurance
ZENITH Insurance

 

 

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