WHAT IS GENERAL LIABILITY INSURANCE?
General Liability Insurance
helps protect your business from property damage claims,
bodily injury claims, and/or personal and advertising
injury claims that could put your business�€™s assets at
example, General liability insurance helps protect you
and your business in the event of the following:
- A customer slips and
injures himself in your store. The injuries result in
costly medical bills and maybe even a lawsuit.
- While on the job, you
accidentally damage a customer�€™s property and the
repairs are costly. Should a claim like one of these be
made against your business, then your commercial general
liability insurance policy may help pay for the damages.
WHAT DOES COMMERCIAL
GENERAL LIABILITY INSURANCE COVER?
The Hartford�€™s Commercial General Liability Insurance
offers some of the broadest business insurance coverage
available today. It is included in our Business Owner�€™s
Policy and is available as stand-alone coverage. Here
are a few of the risks a business could face that The
Hartford can help protect against:
Bodily injury or
property damage �€“
Helps protect against certain claims businesses for
claims alleging financial loss due to property damage or
bodily injury arising out of your business operations or
Reputational harm �€“
Helps protect against certain claims of false arrest,
malicious prosecution, libel, slander, wrongful
eviction, violation of the right of privacy and more.
Advertising errors �€“
Helps protect against certain claims your business if
others claim you infringed on their copyrights when
advertising goods, products, or services in your
Medical payments �€“
Helps protect against certain claims medical costs if
someone is injured on business premises and needs
Damage to premises
rented to you �€“ Helps protect against certain
claims businesses for damage to premises rented to you
due to fire, lightning or explosion.
Coverage �€“ If a contract requires a business to
add individuals/entities to its business liability
insurance coverage, The Hartford helps make it easy to
add them to the policy.
Improve Safety and
Reduce Risk �€“ One of the best ways to avoid a
lawsuit is to run the safest business possible. The
Hartford�€™s Risk Engineering group is part of our General
Liability Insurance policy team and can help with
one-on-one risk management consultations and safety
seminars. They can also find ways to save companies
money with discounts for things like installing safety
equipment and following best practices.
NEED SPECIALTY GENERAL LIABILITY INSURANCE?
For "higher hazard" liability exposures, our Specialty
General Liability group includes underwriters, risk
engineering consultants and liability claims specialists
who are experienced in hard-to place and unique products
and premises risks. We offer solutions for
manufacturers, wholesaler-distributors and importers of
difficult-to-place products, as well as others with
unique or difficult General Liability exposures.
Stand-alone or bundled with other solutions from The
Hartford, our Specialty General Liability coverage and
services are designed to provide a total solution. Our
coverage helps protect against third party injuries and
associated defense costs in addition to other high
HELP PROTECT YOUR
BUSINESS WITH GENERAL LIABILITY INSURANCE.
More and more businesses are being sued for things
like negligence, libel, slander, property damage,
bodily injury, copyright infringement among other
things. And businesses can be sued even when they
did nothing wrong.
GET A QUOTE: Call Toll Free (800) 707-4690