Professional liability insurance      
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    Professional Liability Insurance

    Professional Liability Insurance video


    What is Professional Liability Insurance?

    Professional Liability Insurance for Accountants

    Professional Liability Insurance for Lawyers

    Account Professional Liability Insurance
    Accountants Professional Insurance
    Architechs and Engineers Professional Liability Insurance
    Architects and Engineers E&O Insurance
    Contractors Professional Liability Insurance
    Contractors E&O Insurance
    Cyber Professional Liability Insurance
    Cyber Liability Insurance
    Directors and Offcers Professional Liability Insurance
    Directors and Officers Insurance
    EPLI Professional Liability Insurance
    EPLI Insurance
    Lawyers Professional Liability Insurance
    Lawyers (Attornies) Professional Liability Insurance
    Medical Technology Professional Liability Insurance
    Media Technology Insurance
    medical malpractice insurance
    Medical Malpractice Insurance
    Malpractice Medical Practice Medical Professional Liability Insurance
    Medical Practice Insurance
    Sexuual Abusel Professional Liability Insurance
    Sexual Abuse Molestation Insurance
    Social Services Professional Liability Insurance
    Social Services Professional Insurance


    Hartford Financial Products, an underwriting unit
    of The Hartford* offers an Accountant’s Professional
    Liability product designed for small to medium-sized
    private accounting firms (1 to 50 professionals)
    including CPAs, public accountants, enrolled agents,
    tax preparers, bookkeepers and other accounting
    The product will be administered by Target
    Insurance Services, a countrywide program
    administrator-managing general underwriter with
    years of experience handling professional liability
    coverage. Firms are individually underwritten by
    a dedicated team of experienced accountants
    professional liability underwriters.
    Capacity – $5 million
    Minimum premium – $500
    Minimum deductible – $1000
    Availability – Nationwide (except AK & HI) on an
    admitted basis

    • Worldwide coverage territory, provided claim is made
    and suit is brought within the U.S., its territories or
    possessions, Puerto Rico and Canada
    • Multiple extended reporting periods including a 1, 3, 5
    and unlimited period option
    • Retiree extended reporting period available for
    qualifying sole proprietors
    • Death & Disability extended reporting period for
    sole proprietors
    • Defense costs are included within the limit of
    liability (may vary in some states due to regulatory
    • Defense costs outside the limit of liability option for
    an additional premium
    • 50% deductible reduction for claims settled
    by alternative dispute resolution
    • 50% deductible credit for the use of engagement
    letters in non-audit and non-attest engagement
    • Defendants reimbursement coverage, $500 a day per
    insured $5,000 maximum per insured, up to $10,000
    per policy period
    • Disciplinary proceedings reimbursement up to
    $10,000 per policy period
    • Discrimination defense coverage, up to $50,000
    per policy period

    • Claims-made and reported coverage form
    • Prior acts coverage available for qualified applicants
    • Innocent Insured coverage
    • First dollar defense coverage available (on a limited basis)
    • Automatic coverage for newly acquired entities with
    five or less professionals and predecessor firms
    • Broad definition of professional accounting services
    including advice given or services performed:
    ~ as an accounting professional, including but not
    limited to services performed or advice given in
    connection with the American Institute of Certified
    Public Accountants or any state society of certified
    public accountants
    ~ as a member of a formal accreditation, standards
    review, or other professional board or committee for
    the accounting profession
    ~ as a personal financial planner, consultant, arbitrator,
    mediator, notary public, trustee, receiver or executor
    ~ in training, consulting, sales, installation, integration,
    maintenance and development of hardware and
    packaged software products related to professional
    accounting services

    CALL US AT 1 (800) 707-4690


    Professional Liability Classes:

    Barber & Beauty Schools
    Barber & Beauty Shops
    Cemeteries & Crematoriums
    Condominium Associations
    Dental Laboratories
    Funeral Directors
    Hearing Aid Establishments
    Optical Goods
    Pastoral Counselors
    Pet Groomers
    Technology Firms


    Accounting & Auditing Services Firms
    Advertising Agencies
    Answering Service Companies
    Consultants – Business or Management
    Consultants – Wedding
    Copying & Duplicating Service Businesses
    Court Reporters
    Embroidery Operations
    Graphic Artists & Designers
    Interior Decorators
    Interpreters or Translators
    Market Research Firms
    Notary Publics
    Public Speakers
    Stenographic & Secretarial Service Companies
    Tax Preparers & Bookkeepers
    Telemarketing Firms
    Travel Agencies

    Since no two professional services firms are exactly alike, our expanded professional liability coverage, provided on a claims made basis, offers:
    • Class-specific endorsements that reflect the professional services provided by the above professional services classes
    • A broad range of deductible and coverage limit options
    • Coverage options that help maximize protection
    • – Full Prior Acts coverage²
      – Flexible Extended Reporting Period options with special coverage features for sole proprietors
      – Defense Outside Limits³